Credit facilities
Capital for the builders.
Working capital, trade finance and equipment loans — from a market stall to an export house. Secured and unsecured options, with decisions in under a week.
< 1 weekCredit decision
4Segments served
BIF 0Application fees
02 — How we lend
On your record, not just collateral.
Every facility is financed on the applicant's background and repayment capacity, subject to credit analysis. Secured and unsecured structures are available depending on the amount and the purpose.
- Working capital, trade finance and equipment purchase
- Secured and unsecured options
- Personal loans too — salary advances and term loans
- Early settlement anytime, no penalty
03 — What you'll need
Come prepared.
- Certificate of incorporation or business permit
- Audited accounts for the last 2–3 years
- A business plan, or the purpose of the loan
- Board resolution authorising the borrowing
Applying as an individual? Bring your ID, a proof of income or employment letter, and 3–6 months of bank statements.
Know your number before you ask.
Model the amount, term and rate in the open — no signup, no credit pull.