/* GENERATED from tools/ledger-source/ledger.css — do not edit by hand. */
@font-face{font-family:'Poppins';font-style:italic;font-weight:400;font-display:swap;src:url(../assets/fonts/poppins/poppins-400-italic.woff2) format('woff2');unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
@font-face{font-family:'Poppins';font-style:italic;font-weight:500;font-display:swap;src:url(../assets/fonts/poppins/poppins-500-italic.woff2) format('woff2');unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
@font-face{font-family:'Poppins';font-style:normal;font-weight:400;font-display:swap;src:url(../assets/fonts/poppins/poppins-400-normal.woff2) format('woff2');unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
@font-face{font-family:'Poppins';font-style:normal;font-weight:500;font-display:swap;src:url(../assets/fonts/poppins/poppins-500-normal.woff2) format('woff2');unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
@font-face{font-family:'Poppins';font-style:normal;font-weight:600;font-display:swap;src:url(../assets/fonts/poppins/poppins-600-normal.woff2) format('woff2');unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
@font-face{font-family:'Poppins';font-style:normal;font-weight:700;font-display:swap;src:url(../assets/fonts/poppins/poppins-700-normal.woff2) format('woff2');unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
@font-face{font-family:'Poppins';font-style:normal;font-weight:800;font-display:swap;src:url(../assets/fonts/poppins/poppins-800-normal.woff2) format('woff2');unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
:root{--bg:#F6F4EF;--s1:#FFFFFF;--s2:#EEF1F6;--navy:#082B5E;--gold:#F7A81C;--gold-t:#9A6400;--txt:#0C1B30;--mute:#556275;--line:rgba(12,27,48,.1);--line2:rgba(12,27,48,.18);--sans:'Poppins','Helvetica Neue',Arial,sans-serif;--w:none;--g:clamp(20px,4vw,80px);--r:4px;--e:cubic-bezier(.16,1,.3,1)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--txt);font-family:var(--sans);font-size:16px;line-height:1.55;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}a:hover{color:var(--gold-t)}img{display:block;max-width:100%}h1,h2,h3,h4,p{margin:0}h1,h2,h3{letter-spacing:-.03em;line-height:1.02;text-wrap:balance}p{text-wrap:pretty}
::selection{background:var(--gold);color:#07142B}
.w{max-width:var(--w);margin:0 auto;padding:0 var(--g)}
.k{font-size:12px;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-t);font-weight:600;display:inline-flex;gap:10px;align-items:center}.k:before{content:"";width:18px;height:1px;background:var(--gold)}
.gd{color:var(--gold-t)}i.gd,h1 i,h2 i{font-weight:400;color:var(--gold-t)}
.mute{color:var(--mute)}
.btn{display:inline-flex;align-items:center;gap:10px;height:48px;padding:0 22px;border-radius:var(--r);background:var(--gold);color:#07142B;font-weight:700;font-size:15px;white-space:nowrap;border:0;font-family:inherit;cursor:pointer;transition:transform .3s var(--e),background .3s}.btn:hover{color:#07142B;background:#FFBB3D;transform:translateY(-1px)}
.btn.gh{background:transparent;color:var(--txt);box-shadow:inset 0 0 0 1px var(--line2)}.btn.gh:hover{box-shadow:inset 0 0 0 1px var(--gold);color:var(--gold-t)}
.btn.sm{height:38px;padding:0 14px;font-size:13px}
.rv{opacity:0;transform:translateY(16px);transition:opacity .9s var(--e),transform .9s var(--e)}.rv.in{opacity:1;transform:none}
/* SEO review 2026-10-13 P1-12: hero copy is the LCP element; never wait on ledger.js to show it. CSS-only entrance instead. */
.hx .rv,.phero .rv{opacity:1;transform:none;animation:rvin .9s var(--e) both}
@keyframes rvin{from{opacity:0;transform:translateY(16px)}to{opacity:1;transform:none}}
@media (prefers-reduced-motion:reduce){.hx .rv,.phero .rv{animation:none}}
@media (prefers-reduced-motion:reduce){.rv{opacity:1;transform:none;transition:none}}
/* chrome */
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;z-index:99;background:var(--gold);color:#07142B;padding:8px 12px}
.seg{background:var(--navy);font-size:13px;--txt:#fff;--mute:rgba(255,255,255,.72);--s1:rgba(255,255,255,.08);color:var(--txt)}.seg .w{display:flex;align-items:center;height:42px;gap:4px}
.seg a{padding:0 16px;height:42px;display:flex;align-items:center;color:var(--mute);border-bottom:2px solid transparent;white-space:nowrap}.seg a.on{color:var(--txt);border-color:var(--gold);background:var(--s1)}
.seg .r{margin-left:auto;display:flex;gap:22px;color:var(--mute)}
.seg .lang button{background:none;border:0;color:var(--mute);font:inherit;cursor:pointer;padding:0 2px}.seg .lang button.on{color:var(--txt)}
.desk,.card,.step,.person,.tbl-wrap,.box{box-shadow:0 1px 2px rgba(12,27,48,.04),0 8px 24px -12px rgba(12,27,48,.12)}.nav{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.94);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.nav .w{display:flex;align-items:center;height:76px;gap:36px}
.brand{display:flex;align-items:center;gap:12px;flex:none}.brand img{height:40px}footer .brand img{height:48px}.nav .brand img{width:66px;height:50px;object-fit:contain}.nav .brand b{font-size:20px;width:130px;height:13px}.brand b{font-weight:800;letter-spacing:.16em;font-size:15px;display:block;line-height:1.1}.brand span{font-size:9.5px;letter-spacing:.28em;color:var(--mute);white-space:nowrap}
.nav ul{display:flex;gap:28px;list-style:none;margin:0;padding:0;font-size:15px;font-weight:500}
.nav ul a{white-space:nowrap;padding:6px 0;border-bottom:2px solid transparent}.nav ul a.on{border-color:var(--gold)}
.nav .act{margin-left:auto;display:flex;gap:10px}.nav .btn{height:42px;padding:0 18px;font-size:14px}
.burger{display:none;margin-left:auto;background:none;border:1px solid var(--line2);color:var(--txt);width:42px;height:42px;border-radius:var(--r);cursor:pointer;font-size:18px}
.drawer{display:none;border-top:1px solid var(--line);padding:16px var(--g) 24px;background:var(--bg)}.drawer.open{display:grid;gap:4px}.drawer a{padding:10px 0;border-bottom:1px solid var(--line)}
footer{--txt:#fff;--mute:rgba(255,255,255,.72);--line:rgba(255,255,255,.14);--gold-t:#F7A81C;color:var(--txt);margin-top:clamp(80px,9vw,120px);background:var(--navy);padding:64px 0 32px;border-top:1px solid var(--line)}
.ft{display:grid;grid-template-columns:1.3fr repeat(3,1fr) 1.2fr;gap:36px 48px}footer .brand{flex-wrap:wrap;row-gap:10px}
.ft p.m{color:var(--mute);margin-top:18px;font-size:14px;max-width:30ch}
.ft h4{font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--mute);margin-bottom:16px;font-weight:600}.ft ul{list-style:none;margin:0;padding:0;display:grid;gap:9px;font-size:15px}
.ft .ct{display:grid;gap:14px;font-size:14px}.ft .ct b{display:block;font-size:16px;font-weight:600}.ft .ct span{color:var(--mute)}
.fb{display:flex;justify-content:space-between;gap:20px;margin-top:48px;padding-top:24px;border-top:1px solid var(--line);font-size:13px;color:var(--mute);flex-wrap:wrap}
/* shared blocks */
.sec{padding:clamp(72px,8vw,112px) 0}.sec.tight{padding-top:0}
.sh{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:40px;align-items:end;margin-bottom:44px}.sh h2{font-size:clamp(34px,4vw,56px);font-weight:700;margin-top:16px}.sh p{color:var(--mute);max-width:48ch;justify-self:end}
.band{background:var(--s1);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.desk{background:var(--s1);border:1px solid var(--line);border-radius:var(--r);display:flex;flex-direction:column;overflow:hidden}
.desk-h{padding:20px 24px;border-bottom:1px solid var(--line);display:flex;justify-content:space-between;align-items:center;gap:12px}
.desk-h b{font-size:15px;font-weight:600}.desk-h span{font-size:12px;color:var(--mute);letter-spacing:.1em;text-transform:uppercase}
.desk .ph{aspect-ratio:16/9;overflow:hidden}.desk .ph img{width:100%;height:100%;object-fit:cover;filter:saturate(.85)}
.tabs{display:flex;border-bottom:1px solid var(--line)}.tabs button{flex:1;background:none;border:0;color:var(--mute);font:inherit;font-size:14px;font-weight:600;padding:16px 10px;border-bottom:2px solid transparent;cursor:pointer}.tabs button.on{color:var(--txt);border-color:var(--gold)}.tabs button:hover{color:var(--txt)}
.pane{padding:26px 24px;display:none;flex-direction:column;gap:20px;flex:1}.pane.on{display:flex}
.pane h3{font-size:28px;font-weight:600}.pane p{color:var(--mute);font-size:15px}
.dl{margin:0;display:grid;grid-template-columns:1fr 1fr;border-top:1px solid var(--line)}
.dl div{padding:16px 0;border-bottom:1px solid var(--line)}.dl div:nth-child(odd){padding-right:14px;border-right:1px solid var(--line)}.dl div:nth-child(even){padding-left:18px}
.dl dt{font-size:12px;color:var(--mute);letter-spacing:.08em;text-transform:uppercase}.dl dd{margin:4px 0 0;font-size:21px;font-weight:600}.dl dd.gd{color:var(--gold-t)}
.pane .act,.desk .act{margin-top:auto;display:flex;gap:10px;flex-wrap:wrap}
.cta{border-radius:var(--r);background:var(--gold);color:#07142B;padding:clamp(40px,6vw,72px);display:grid;grid-template-columns:minmax(0,1.3fr) auto;gap:32px;align-items:center}
.cta h2{font-size:clamp(34px,4.4vw,60px);font-weight:700}.cta h2 i{color:#07142B;font-style:italic}.cta p{margin-top:12px;font-size:16px;max-width:56ch}.cta p a{border-bottom:1px solid}.cta a:hover{color:#07142B}
.cta .act{display:flex;gap:10px;flex-wrap:wrap}.cta .btn{background:#07142B;color:#fff}.cta .btn:hover{background:var(--navy);color:#fff}.cta .btn.gh{background:transparent;color:#07142B;box-shadow:inset 0 0 0 1px rgba(7,20,43,.4)}
/* page hero */
.phero{padding:clamp(40px,5vw,64px) 0 clamp(56px,6vw,88px);border-bottom:1px solid var(--line)}
.crumb{display:flex;gap:10px;font-size:13px;color:var(--mute);margin-bottom:34px;flex-wrap:wrap}.crumb i{font-style:normal;opacity:.5}
.phg{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,.8fr);gap:clamp(32px,5vw,72px);align-items:start}
.phero h1{font-size:clamp(44px,5.6vw,84px);font-weight:700;margin:20px 0 22px}
.phero .lead{font-size:19px;color:var(--mute);max-width:52ch}.phero .lead b{color:var(--txt);font-weight:500}
.phero .ctas{display:flex;gap:12px;margin-top:32px;flex-wrap:wrap}
.stats{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));margin-top:40px;border-top:1px solid var(--line2)}
.stats div{padding:20px 20px 0 0}.stats div+div{padding-left:20px;border-left:1px solid var(--line)}
.stats b{display:block;font-size:clamp(26px,2.6vw,36px);font-weight:700;color:var(--gold-t);letter-spacing:-.03em;line-height:1.1}.stats span{font-size:13px;color:var(--mute)}
/* content blocks */
.two{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(32px,5vw,72px);align-items:start}
.two h2{font-size:clamp(32px,3.6vw,50px);font-weight:700;margin:16px 0 18px}.two>div>p{color:var(--mute);max-width:52ch}.two>div>p+p{margin-top:14px}
.chk{list-style:none;margin:0;padding:0;border-top:1px solid var(--line)}
.chk li{display:grid;grid-template-columns:28px 1fr;gap:10px;padding:16px 0;border-bottom:1px solid var(--line)}
.chk li:before{content:"";width:18px;height:18px;margin-top:3px;border-radius:50%;border:1px solid var(--gold);background:radial-gradient(circle,var(--gold) 0 3px,transparent 4px)}
.chk.num{counter-reset:n}.chk.num li:before{counter-increment:n;content:counter(n,decimal-leading-zero);border:0;background:none;color:var(--gold-t);font-size:13px;font-weight:600;width:auto;height:auto;margin-top:2px}
.box{background:var(--s1);border:1px solid var(--line);border-radius:var(--r);padding:20px 22px;color:var(--mute);font-size:15px;margin-top:24px}.box b{color:var(--txt);font-weight:600}.box a{color:var(--gold-t)}
.tbl{width:100%;border-collapse:collapse;font-size:15px}
.tbl th{text-align:left;font-size:12px;letter-spacing:.1em;text-transform:uppercase;color:var(--mute);font-weight:600;padding:14px 16px;border-bottom:1px solid var(--line2)}
.tbl td{padding:18px 16px;border-bottom:1px solid var(--line)}.tbl td:first-child,.tbl th:first-child{padding-left:0}
.tbl td b{font-weight:600}.tbl .gd{font-weight:600}
.tbl-wrap{background:var(--s1);border:1px solid var(--line);border-radius:var(--r);padding:8px 24px 8px}
.steps{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.step{background:var(--s1);border:1px solid var(--line);border-radius:var(--r);padding:28px 24px;display:flex;flex-direction:column;gap:12px}
.step em{font-style:normal;color:var(--gold-t);font-weight:700;font-size:14px;letter-spacing:.08em}.step h3{font-size:22px;font-weight:600}.step p{color:var(--mute);font-size:15px}
.pl{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}.pl.c2{grid-template-columns:repeat(2,minmax(0,1fr))}.pl.c3{grid-template-columns:repeat(3,minmax(0,1fr))}
.pl a{border-top:2px solid var(--line2);padding-top:22px;display:flex;flex-direction:column;gap:8px;transition:border-color .3s}.pl a:hover{border-color:var(--gold);color:var(--txt)}
.pl em{font-style:normal;font-size:12px;color:var(--gold-t);letter-spacing:.12em;font-weight:600}.pl h3{font-size:22px;font-weight:600}.pl p{color:var(--mute);font-size:15px}.pl .go{margin-top:6px;font-size:14px;font-weight:600;color:var(--gold-t)}
.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.card{background:var(--s1);border:1px solid var(--line);border-radius:var(--r);overflow:hidden;display:flex;flex-direction:column;transition:border-color .3s,transform .5s var(--e)}a.card:hover{border-color:rgba(247,168,28,.5);transform:translateY(-3px);color:var(--txt)}
.card .ph{aspect-ratio:16/10;overflow:hidden}.card .ph img{width:100%;height:100%;object-fit:cover;filter:saturate(.85);transition:transform 1.2s var(--e)}a.card:hover .ph img{transform:scale(1.04)}
.card .b{padding:26px 24px 28px;display:flex;flex-direction:column;gap:12px;flex:1}.card .t{font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-t);font-weight:600}.card h3{font-size:24px;font-weight:600}.card p{color:var(--mute);font-size:15px}.card .more{margin-top:auto;font-weight:600;font-size:14px;padding-top:10px}
.bigq{font-size:clamp(26px,3vw,40px);line-height:1.2;letter-spacing:-.02em;font-weight:500;max-width:30ch;text-wrap:balance}.bigq b{color:var(--gold-t);font-weight:500}
.sig{margin-top:22px;color:var(--mute);font-size:14px}
.people{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.person{background:var(--s1);border:1px solid var(--line);border-radius:var(--r);padding:22px;display:grid;grid-template-columns:56px 1fr;gap:16px;align-items:center}
.person .av{width:56px;height:56px;border-radius:50%;border:1px solid var(--gold);display:grid;place-items:center;font-weight:700;color:var(--gold-t);font-size:17px;letter-spacing:.02em}
.person b{display:block;font-weight:600;font-size:17px;line-height:1.3}.person span{color:var(--mute);font-size:14px}
.pct{font-size:clamp(90px,11vw,160px);font-weight:700;color:var(--gold-t);letter-spacing:-.06em;line-height:.85}
.brow{display:grid;grid-template-columns:90px minmax(0,1.1fr) minmax(0,1.3fr) minmax(0,1fr);gap:24px;padding:28px 0;border-bottom:1px solid var(--line);align-items:start}
.brow em{font-style:normal;color:var(--gold-t);font-weight:600;font-size:13px;letter-spacing:.1em;padding-top:4px}.brow b{font-size:22px;font-weight:600;display:block}.brow small{display:block;color:var(--mute);font-size:13px;margin-top:4px}.brow .a{color:var(--mute);font-size:15px}.brow .a a{color:var(--txt)}.brow .h{font-size:15px;display:grid;gap:2px}.brow .h span{color:var(--mute)}
.chip{display:inline-flex;height:24px;align-items:center;padding:0 10px;border-radius:999px;border:1px solid rgba(247,168,28,.5);color:var(--gold-t);font-size:12px;font-weight:600;margin-left:8px;vertical-align:middle}
/* forms */
.fld{display:grid;gap:8px}.fld label{font-size:13px;color:var(--mute);font-weight:500;display:flex;justify-content:space-between}
.fld input,.fld select{height:50px;background:var(--bg);border:1px solid var(--line2);border-radius:var(--r);color:var(--txt);font:inherit;padding:0 14px;outline:none;transition:border-color .2s}.fld input:focus,.fld select:focus{border-color:var(--gold)}
.fld.err input,.fld.err select{border-color:#E5484D}.fld .em{display:none;color:#B42318;font-size:13px}.fld.err .em{display:block}
input[type=range]{width:100%;accent-color:var(--gold-t);height:28px}
.seg2{display:flex;gap:8px;flex-wrap:wrap}.seg2 button{height:42px;padding:0 18px;border-radius:var(--r);background:transparent;border:1px solid var(--line2);color:var(--mute);font:inherit;font-weight:600;font-size:14px;cursor:pointer}.seg2 button.on{background:var(--gold);color:#07142B;border-color:var(--gold)}
@media (max-width:1060px){.nav ul,.nav .act{display:none}.burger{display:block}.seg .r{display:none}}
@media (max-width:900px){.phg,.two,.sh,.cta{grid-template-columns:1fr}.sh p{justify-self:start}.cards,.steps,.people,.pl.c3{grid-template-columns:1fr}.pl{grid-template-columns:1fr 1fr}.ft{grid-template-columns:1fr 1fr}.brow{grid-template-columns:60px 1fr}.brow .a,.brow .h{grid-column:2}}

.hero{min-height:calc(100svh - 118px);display:flex;align-items:center}.hero>.w{width:100%}
h1,h2,h3{letter-spacing:-.02em}